finance coins Reviews

Let's take a look at the current situation of personal pension.Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.

Personal pension was launched in 2022. At that time, it was widely predicted by brokers and the media that it could bring hundreds of billions of incremental funds every year to recharge A shares.Now that three deposit years have passed, the net value of Y share of personal pension purchase is only about 7.5 billion yuan, with an average annual recharge of about 2.5 billion yuan. These funds are all FOF, and only some of them will invest in the stock market.At present, this amount is not enough to clinch a deal in one minute.

Of course, this is a long way to go. The stock market not only has many back door loopholes to be patched up, but also needs to be drastic.This wave of pull-up, the disk is the weight of blue chips to perform better, consumption, finance, and institutional positions are heavy. These institutional tickets are stronger today, and future pensions will enter the market, and the broad-based index of sweeping goods will also favor these targets.Personal pension should be opened first, and then paid in. The step of tax deduction is realized after deposit. After deposit, you can buy deposits, wealth management, insurance and funds, or you can buy nothing. The fund is just one of them. Previously, funds were all FOF, and only a part of them would flow into the stock market. Recently, it will be extended to the broad-based index, and the proportion of inflows into the stock market will increase a little, just a little.